Aristotle’s lessons on personal finance

may 22, 2025

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Aristotle, the Greek philosopher known to some as “the first teacher” or “the master of those who know”, was one of the greatest intellects in Western history.

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Ethics and virtues are central to Aristotle’s philosophy of finance and money, which he delved into in Book IV of the Nicomachean Ethics.

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Let's look at what Aristotle thought about money, finance and wealth.

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Aristotle breaks down financial behaviour into different character types, including ungenerosity, prodigacy, liberality and magnificence.

Personality types

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An ungenerous person takes their wealth too seriously, accumulating and unwilling to share even with those in need. Robbers and usurers are apt examples.

Ungenerous

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Prodigals or wasteful people spend too much money on indulgences while saving too little. For instance, a gambler makes too little money to be playing but always indulges. 

Prodigality

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Liberality is the balance between stinginess and wastefulness. A liberal man spends the right amount of money for the right reason and gets happiness from doing good.

Liberality

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Liberality, which translates to generosity (with a sense of freeness), means showing appropriate care and consideration for money. 

Care

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A liberal person saves and spends their money for the betterment of their own lives and the welfare of others.

Saving

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No matter how well-off or poor one is, every person can be liberal with their wealth. If a person earns little and spends little, they’re being liberal.

No boundaries

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Those who are born into wealth or inherit it have an easier time being liberal with it, since it was not earned through struggle and are therefore freer with it.

Inheritance

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However, a person with vast amounts of wealth can be magnanimous, which means spending large sums for the benefit of others. Examples include a philanthropist.

Philanthropy 

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According to Aristotle, a person’s end goal should be thriving, being happy and doing good, not just surviving. Thus, he saw money as a means to achieve a fulfilling life.

End goal

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Being wealthy doesn’t mean possessing things; rather, it's the way one uses their things that makes them wealthy.

Activity

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“Wealth is for the sake of life, not life for the sake of wealth,” Aristotle said.

Final thought

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