APRIL 19, 2025

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2025 changed how we think about money. From rising prices to market crashes - here are 5 financial terms that make sense in 2025.

Lifestyle inflation

Lifestyle inflation means spending more as income grows. In 2025, many realised rising earnings don't always lead to higher savings.

Opportunity cost

Opportunity cost is the benefit you miss by choosing one option over another. In 2025, it shaped how people spent, saved, and switched careers.

Delayed gratification

Delayed gratification is the ability to wait for a better reward. In 2025, people saw its value in saving more and avoiding impulse buying.

Risk appetite

Risk appetite is how much financial risk you're willing to take. After the 2025 market crash, many reassessed how much risk they could truly handle.

Time value of money

Time value of money means money today is worth more than the same amount later. In 2025, inflation reinforced the need to invest early and wisely.

These terms aren't just theoretical anymore. In 2025, they shaped how people budgeted, invested, and planned their financial future with clarity and control.

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