7 simple ways to make your investments work better in 2026

January 9, 2025

Images: Shutterstock, Pixabay

Another new year is here, and you may be wondering how to make your investments work better in 2026 and beyond. Here are 7 simple ways.

Smart investing begins with knowing your risk appetite. Do you know yours? Discover how much risk you can take in 2026 to make better choices.

Know your risk appetite

Set a financial goal and automate your contributions. Investing without a goal, or doing it on a day-to-day basis, will leave you with little time for other things.

Set goals and automate

Having too many similar financial instruments can hurt you in the long term. In 2026, cut the clutter and keep assets that you truly understand. 

Cut the clutter

Portfolio rebalancing is sometimes necessary, so set a schedule and stick to it. Frequent tweaking won't help much in the long run.

Follow a rebalancing schedule

You'll often feel tempted to add a new asset. Before you decide, ask: Do I need it? Will it complement other components of my portfolio?

Two important questions

Focusing too much on daily market movements can tempt frequent changes. Instead, keep an eye on broader trends and back your strategy.

Don't try to time the market

Make smart investment decisions with the big picture in mind. If your investments align with your goals, stick to them and move on with life.

Bigger picture

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