Countries with the highest real interest rate

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The real interest rate is the lending interest rate, adjusted for inflation, reflecting the real cost of funds to the borrower and the real yield to the lender.

Lower real interest rates lead to businesses borrowing more and consumers spending more, thus boosting economic growth.

Here are 10 countries with the highest interest rates! Data as of April 2025

8. China

Real interest rate: 0.8%

7. France

Real interest rate: 1.2%

6. Australia*

Real interest rate: 1.5% *Shares rank with India and USA

6. India

Real interest rate: 1.5%

6. USA

Real interest rate: 1.5%

5. Indonesia

Real interest rate: 3.5%

4. South Africa

Real interest rate: 3.6%

3. Mexico

Real interest rate: 5.3%

2. Brazil

Real interest rate: 9.2%

1. Russia

Real interest rate: 14.5%

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