We offer two payout modes for withdrawing funds from your trading account. The withdrawn amount will be credited to your primary bank account.

You can withdraw funds through either of the following modes without incurring any charges:

Instant withdrawal

With Instant Withdrawal, you can withdraw between ₹100 and ₹5 lakhs per day from your securities and commodities wallet. The amount will be credited to your primary bank account within 5 minutes of requesting a payout. A nominal fee of ₹23.60 (₹20 + 18% GST) shall be applicable for every Instant withdrawal request placed

Important Notes:

• IMPS mode must be active in your bank account.
• The used margin reflects the total amount utilized for any open or closed positions, which must be zero.
• You should not have any open or closed orders in your Trading account.

Instant withdrawal timings

Trading day	Withdrawal request time	Time frame
Monday - Friday	10 am to 6 pm	Within 5 minutes on the same day (only via IMPS)
Monday - Friday	Before 10 am and after 6 pm	Payout will work as Standard withdrawal timings

Standard withdrawal

You can withdraw funds starting from ₹100 up to any amount.

• Standard withdrawal requests can be initiated anytime.
• The funds will be credited to the primary bank account by 3:00 pm on working days.
• Standard withdrawal can be modified or deleted until the request is processed.

Standard withdrawal timings

Trading day	Withdrawal request time	Time frame
Monday - Friday	Before 8.00 AM	By 3:00 PM on the same day
Monday - Thursday	After 8.00 AM	By 3:00 PM on the next trading day
Friday - Saturday	After 8.00 AM	By 3:00 PM on Monday (or the next trading day if Monday is a holiday)
Bank holiday/ Settlement holidays/ Public holiday	Any time	By 3:00 pm on the next trading day

Note: If you have not received the funds within the mentioned payout turnaround time (TAT), please wait until the end of the day (EOD).

Refer to the following steps for withdrawal flow

Instant Withdrawal Steps

Step 1: Log in to the Upstox app using your 6-digit PIN or Biometrics.

Step 2: Click on the ‘Account’ tab.

Step 3: Click on ‘Withdraw funds’.

Step 4: Enter the amount as per the 'Withdrawable funds' and then click on 'Continue'.

Step 5: Click on ‘Confirm Withdrawal’.

Step 6: You can check the expected payout date and time.

Standard Withdrawal Steps

Step 1: Login to the Upstox app using your 6-digit Pin or Biometric.

Step 2: Click on the ‘Account’ tab.

Step 3: Click on ‘Withdraw funds’.

Step 4: Enter the amount as per the ‘Available to Withdraw’.

Step 5: Click on ‘Confirm withdrawal’.

Step 6: You can check the expected Payout date and time.

That's it. Your request for withdrawing funds is placed.

Related Articles:

• How do I check linked bank accounts to my Upstox profile?
• How much funds I can add & withdraw from an Upstox account?
• Why is my fund balance lesser than what I expected?
• Why has my withdrawal request been rejected?
• How can I add funds to my Upstox account?