How to Withdraw Funds from My Upstox Account?

We offer two payout modes for withdrawing funds from your trading account. The withdrawn amount will be credited to your primary bank account.


You can withdraw funds through either of the following modes without incurring any charges:


Instant withdrawal


With Instant Withdrawal, you can withdraw between ₹100 and ₹5 lakhs per day from your securities and commodities wallet. The amount will be credited to your primary bank account within 5 minutes of requesting a payout. A nominal fee of ₹23.60 (₹20 + 18% GST) shall be applicable for every Instant withdrawal request placed


Important Notes:

  • IMPS mode must be active in your bank account.
  • The used margin reflects the total amount utilized for any open or closed positions, which must be zero.
  • You should not have any open or closed orders in your Trading account.


Instant withdrawal timings


Trading dayWithdrawal request timeTime frame
Monday - Friday10 am to 6 pmWithin 5 minutes on the same day (only via IMPS)
Monday - FridayBefore 10 am and after 6 pmPayout will work as Standard withdrawal timings


Standard withdrawal


You can withdraw funds starting from ₹100 up to any amount.


  • Standard withdrawal requests can be initiated anytime.
  • The funds will be credited to the primary bank account by 3:00 pm on working days.
  • Standard withdrawal can be modified or deleted until the request is processed.


Standard withdrawal timings


Trading dayWithdrawal request timeTime frame
Monday - FridayBefore 8.00 AMBy 3:00 PM on the same day
Monday - ThursdayAfter 8.00 AMBy 3:00 PM on the next trading day
Friday - SaturdayAfter 8.00 AMBy 3:00 PM on Monday (or the next trading day if Monday is a holiday)
Bank holiday/ Settlement holidays/ Public holidayAny timeBy 3:00 pm on the next trading day


Note: If you have not received the funds within the mentioned payout turnaround time (TAT), please wait until the end of the day (EOD).


Refer to the following steps for withdrawal flow


Instant Withdrawal Steps


Step 1: Log in to the Upstox app using your 6-digit PIN or Biometrics.


Step 2: Click on the ‘Account’ tab.



Step 3: Click on ‘Withdraw funds’.



Step 4: Enter the amount as per the 'Withdrawable funds' and then click on 'Continue'.



Step 5: Click on ‘Confirm Withdrawal’.



Step 6: You can check the expected payout date and time.



Standard Withdrawal Steps


Step 1: Login to the Upstox app using your 6-digit Pin or Biometric.


Step 2: Click on the ‘Account’ tab.



Step 3: Click on ‘Withdraw funds’.



Step 4: Enter the amount as per the ‘Available to Withdraw’.



Step 5: Click on ‘Confirm withdrawal’.



Step 6: You can check the expected Payout date and time.



That's it. Your request for withdrawing funds is placed.


Trade with Upstox

Want to open a Demat account?

Open a FREE Demat and Trading account to invest in Stocks, Mutual Funds, IPOs and more.

+91

By signing up you agree to receive transaction updates on Whatsapp. You may also receive a call from an Upstox representative to help you with the account opening process.